We have a Home-Equity Line of Credit (HELOC) or Stand-alone second Trust Deed that’s right for you! We carry 2nt TD products for borrowers with both traditional and non-traditional sources of income. Contact one of our representatives at (888) 922-5989 or by email for product details.
Want to buy a home and have a significant amount of money put away for a down payment, but having difficulty verifying your employment history and/or income?
We can help! Ask about our Community Mortgage program! For a down-payment as little as 20%*, you can experience the dream of home ownership! Credit score requirement as low as 640 (*Plus applicable closing costs and reserve requirements). Contact one of our representatives at (888) 922-5989 or by email for product details
Have steady employment and income, but not the required down-payment to purchase a home?
Try our down-payment assistance second mortgage programs. With as little as a 580 credit score you may make that dream of homeownership possible! Contact one of our representatives at (888) 922-5989 or by email for product details.
JESCORP FUNDING now offers the HomeSafe Second, a ground-breaking home equity mortgage product for addressing financial uncertainty without the burden of a new monthly payment or need to refinance.
Why HomeSafe?
More Homeowners Qualify
Homeowners that didn’t qualify for the first mortgage product may qualify for a second mortgage.
Fights Inflation For Clients
As retirement costs rise, borrowers can use home equity to improve cash flow and find financial relief
Preserves First Mortgage Rates
Clients that took advantage of historically low rates do not need to refinance their current mortgage
Improves Cash Flow With Equity
Unlike a HELOC, it avoids cutting into a budget with a new monthly payment
Faster To Close
Reduced financial assessment and easier loan processing
Who It Helps
Dave took advantage of previous low interest rates and refinanced his mortgage, but now inflation is forcing him to cover rising costs to his budget with a high-interest credit card. HomeSafe Second lets him unlock his equity to consolidate debt and gain financial flexibility in uncertain times, and best of all, no monthly payments to worry about!
Dave’s Options for Financial Flexibility
HomeSafe Second gives Dave and many like him a new and powerful option to tap into his equity to improve cash flow.
Contact one of our representatives at (888) 922-5989 for product details.
TAKE ADVANTAGE OF OUR ONE-TIME CLOSE NEW CONSTRUCTION LOANS
JESCORP FUNDING now offers One-Time Close construction financing. We’re very excited about this new offering!
ADVANTAGE BORROWER
- Save time and money. One closing means only having to cover one set of closing costs.
- No settling. With new construction, your borrowers really can have the home of their dreams.
- Low down payment. Down payments as low as 5% down for conventional and 0% down for VA make new construction loans accessible for more borrowers.
- One approval. No need for a second approval.
- Modify down option. Once the loan is complete, borrowers can modify down to secure a lower interest rate if the market changes or stay locked in no matter how the market moves.
- Build-period payments. Conventional borrowers can enjoy lower, interest-only payments while VA borrowers have no payments during the build period.
- Less out-of-pocket expense. The borrower doesn’t have to pay for the build and then get a mortgage. The mortgage pays for the build.
ADVANTAGE BUILDER/CONTRACTOR
- Levels the playing field. Gives general contractors more freedom to build unique dream homes for their clients, rather than cookie-cutter developments.
- Get paid faster. Once the loan is closed, the cash is ready for labor and materials. It also saves the expense of having to pay for the build up front and then find a buyer.
One-Time Close New Construction loans provide a faster, easier financing option that allows you to focus more on building you dream, not the worry of financing!
